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Data Privacy

What is Data Privacy?

Privacy Policy
This privacy policy has been compiled to give you a clear understanding of how FSBM collects, uses, protects or otherwise handle your Personally Identifiable Information in accordance with our website operation. 

What personal information do we collect from the people that visit our blog, website or app? 

When ordering or registering on our site, as appropriate, you may be asked to enter your name, email address, mailing address, phone number or other details to help us identify you and help you with your experience. 

When do we collect the information?

We collect information from you when you register on our site, place an order, subscribe to our newsletter, respond to a survey, fill out a form or enter information on our site or directly to our office. 

We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or features in the following ways: 

1. To personalise user’s experience and to allow us to deliver the type of content and product offerings in which you are most interested.
2. To improve our website in order to better serve your needs.
3. To allow us to better service you in responding to your customer service requests.
4. To communicate with you on other matters. Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible. 

Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential.
We implement a variety of security measures when a user place an order, enter, submit, or access their information to maintain the safety of your personal information.
All card transactions are processed through gateway providers and are not stored or processed on our servers. We are hence not privy to your personal financial or payment information. 

Yes. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the site or its service provider’s systems to recognize your browser and capture and remember certain information. We use cookies to help us better serve your needs and requests. 

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when its release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety.
However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses. 

Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies.
We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites. 

At all times, we will ensure in good faith that our privacy policy adhere to all privacy legislations in jurisdictions that we operate in. This website is not optimised for visitors from the European Union.

Terms of Services

By assessing and using the contents of this website and its associated products, you agree that you have read, understood and agreed to the following terms and conditions governing their use.
You should also only use any information from us that is valid and legal in your country of jurisdiction to use such information.

While every effort has been made to ensure the accuracy of the information, statements, text, articles, data, images, screens, and other materials provided by FSBM on this website, we do not make any explicit or implied representations, guarantees, or warranties regarding their accuracy, reliability, quality, truth, suitability, or completeness. We retain the right to modify, remove, or make changes to the materials without prior notice. You use such information at your own risk if you choose to do so.

FSBM does not guarantee that the function or operation of this website will be continuous or error-free, that defects will be rectified, or that this website or the server hosting it will be free from viruses or other harmful elements.

While linked sites are provided here for your convenience, the inclusion of any such link to this website does not necessarily imply FSBM’s endorsement of the site, the entity operating such site, or any product or service offered by that organization. FSBM cannot assume responsibility for the contents of any linked site or any link contained in the linked site, or any change or update to the information contained in such sites, or the protection of personal information, and will not be held liable for any damages or injury arising from this. You are responsible for reviewing and adhering to the privacy statements and the terms of use posted on any of the linked sites.

Disclaimer Of Warranties

Disclaimer Of Warranties
FSBM does not assure specific outcomes from the use of the Website, services, information, or content. Your use of these is at your own risk. The Website, information, services, and content are provided “as is.” To the maximum extent permitted by law, FSBM, its licensors, and its suppliers disclaim all warranties, whether express, implied, statutory, or otherwise. These include but are not limited to implied warranties of merchantability, non-infringement of third-party rights, and fitness for a particular purpose. FSBM and its affiliates, licensors, and suppliers do not make representations or warranties regarding the accuracy, completeness, security, or timeliness of the content, information, or services provided on or through the use of the Website. No information obtained by you from the Website shall establish any warranty not explicitly stated by FSBM in these terms of use.

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.